The 5 Best Budget Apps for Android in 2025
Tracking your expenses shouldn't feel like a chore. With a range of expense tracking apps now available on Android, budgeting has become smarter and faster. If you want to keep track of your spending habits and are on a mission to save money, you can start by downloading an expense management app. If you're serious about privacy and performance, this guide highlights five of the best apps in India.
Livo - Your Budgeting Companion
Why we love it:
Livo sets the gold standard when it comes to privacy. Unlike most apps that send your financial data to the cloud, Livo stores everything locally on your phone! That means your SMS-based transactions are automatically scanned, categorized, and stored without any of it ever leaving your device. The simplicity of the app makes it easy to use.
Why we don't: Honestly? Nothing. We love it.
Axio Budget Tracker
Why we love it:
Axio has an intuitive interface and pulls financial data directly from your SMS inbox, giving you a comprehensive view of your spending without much manual input.
Why we don't:
Your sensitive financial information gets sent to their servers. While we trust Axio's intentions, this introduces a risk that doesn't exist with Livo.
Fold Money Manager
Why we love it:
Slick design, effortless onboarding, and a beautifully clean UI make Fold a joy to use. If you're new to budgeting apps, you'll appreciate the minimal learning curve.
Why we don't:
Like Axio, Fold collects financial data and stores it on its servers. That makes it riskier than Livo in terms of data privacy.
YNAB (You Need A Budget)
Why we love it:
No data collection! YNAB is perfect for privacy hawks. It also supports an unlimited number of budget categories and gives you full control over your money habits.
Why we don't:
Everything is manual which can get quite painful. Add to that a steep learning curve and a paid subscription model, and it might feel too much when there are free, automated options available.
Moneyview Money Manager App
Why we love it:
Smart SMS analysis makes this app super efficient at surfacing hidden financial details. Great for users who want automation without too much manual input.
Why we don't:
Despite its great functionality, Moneyview also collects and stores financial data on its servers, making it less secure than Livo.
Final Thoughts
When it comes to managing your money, privacy shouldn't be the price you pay for convenience. Livo proves you can have both. While other apps bring strong features to the table, the risk of your data being stored externally is something users should consider carefully.
If you're ready to start budgeting without compromising your privacy, Livo is a no-brainer.